HomePrepurchase CounselingHDPAPDo I QualifyHomeownership EducationForeclosure PreventionContact MeApplication
Blue Ridge Housing Network, Inc.
Serving the Northern Shenandoah Valley
Do I Qualify
Do I qualify for HDPAP?

  1. Homebuyers must meet all eligibility requirements:
  • Qualify as a first-time Homebuyer as defined by HUD as one of the following:
    • have never owned a home before; or
    • have not held primary ownership in a principle residence within the most recent three year period
  • Successfully complete a certified Homebuyer Education Course. 
  • Must have a credit score of 620 or higher. 
  • Possess a signed purchase offer for a property (turn key at the time of settlement)
  • Provide one percent of the sales price of the home from their personal funds towards the purchase of the home or a minimum contribution of $500.00
  • The total household income must be between 30% - 80% Area Median Income.
     
      Family of
    One Two Three Four Five Six Seven Eight
    Clarke County & Fauquier County                
     30%  22300  25500 28700  31850  34400  36950  39500  42050
     80% 47350 54100 60850 67600  73050 78450  83850  89250
    Frederick County &
    City of Winchester
                   
     30%  13550 15450  17400  19300  20850  22400  23950  25500 
     80%  36050 41200  46350  51500  55650  59750  63900  68000 
    Page County                
     30%  11400 13000  14650  16250  17550  18850  20150  21450 
     80%  30350  34650 39000  43300  46800  50250  53700  57200 
    Shenandoah County                
     30%  13300  15200 17100  19000  20550  22050  23600  25100 
     80%  35500  40600 45650   50700  54800  58850  62900 66950
    Warren County                
     30%  15250 17400  19600  21750  23500  25250  27000   
     80% 40600  46400   52200 58000  62650  67300  71950  76600 


HomePrepurchase CounselingHDPAPDo I QualifyHomeownership EducationForeclosure PreventionContact MeApplication